We hope that you and your families are well and that you’re coping with the cold snap.

Articles that follow include one on new rules for super contributions from the start of July. This is especially useful for those between the ages of 67 and 75.

This is the ideal time to check whether claiming a tax deduction for a personal super contribution or making a spouse contribution could reduce the tax you are likely to pay this year.

There are some articles which look at current market and economic conditions. Downturns are part of normal market cycles and if you have sufficient cash or income for you upcoming expenses, investors have time to allow the markets to recover.

On a different tack, the first item which follows is one to challenge the brain cells and hopefully bring a smile to the dial.

Wishing you health and happiness.

Tom and Kerrie

at Financial Springs